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8228 Highway 705, West Liberty, KY, 41472

2beds
1baths
1,092sqft
$255,000
$234price/sqft
$1,900/moest. monthly cost
$76,000/yrincome needed

About This Home

Welcome to a world of possibilities in West Liberty, Kentucky! This 16-acre parcel contains a simple brick ranch on an unfinished basement, a wooden barn, several small outbuildings, and is ready for its next chapter. The home has 2 fireplaces, a covered side porch and easy simple layout. The property features a long driveway and three-stall barn. Each of it's outbuildings are ideal for storing recreational vehicles, equipment, or supporting a farm life. The property also features two ponds and expansive open acreage, offering endless possibilities for horseback riding, livestock, gardening, or simply enjoying it's rural surroundings. If you've been looking for space, simplicity, and versatility-this property delivers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Ezel Elementary SchoolGrades PK-54.4 mi
4/10
3/10
Morgan County High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Eat-in Kitchen
  • Flooring: Concrete,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,092

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0420000013.01

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground
  • Fencing: Partial
  • Has view: Yes
  • View description: Rural,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 16 Acres
  • Features: Other,Few Trees

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$168$2,016
Property Taxes $289$3,468
Electricity $154$1,850
Total$1,900$22,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,142/yr
40% on housing$57,000/yr
45% on housing$50,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 41472$129
Morgan County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 41472
Morgan County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$268,000
2023-08-30Sold$255,000
2023-07-01Contingent$255,000
2023-06-25Listed for sale$255,000
2021-10-12Sold$220,000
2021-08-16Pending sale$232,000
2021-08-11Listed for sale$232,000

For Sale by Agent

AgentCrystal Gail Smith
BrokerageIn House Real Estate

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