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616 Zag Rd, West Liberty, KY, 41472

3beds
2baths
1,542sqft
$375,000
$243price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Great location! This beautiful log cabin is located in Morgan County, KY. just off of Hwy 519. It is located just 4 miles from Cave Run Lake, 40 minutes from Red River Gorge and 50 minutes from Natural Bridge and Nada Tunnel. This stunning handcrafted log cabin is more than a home- it's a proven income generating retreat. Whether you're looking for a short-term rental goldmine, a private getaway, combination investment or a family retreat, this property delivers it all. Driving up, the curb appeal is simply gorgeous! Entering into the cabin, you are greeted by a grand 15 foot ceiling and custom crafted railing. This cabin features two fireplaces. One is rustic river rock and the other is air stone with gas logs. The cabin has solid hickory floors throughout every room. The two bathrooms have custom tile showers. The kitchen is beautifully designed with quartz countertops, a custom rock island and all new appliances. This log cabin has two covered porches with a new hot tub. Beyond the cabin, the property includes a spacious garage with a shed, one out building and a beautiful yard. Don't miss out on this rare opportunity to own a piece of paradise in one of Kentucky's most scenic regions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
3/10
Morgan County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Log,Log Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Cooktop,Oven,Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen
  • Window features: Insulated Windows,Screens
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Masonry
  • Fireplace: Yes
  • Finished area below ground: 200
  • Finished area above ground: 1,342

Great Room

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,542
  • Total interior livable area: 1,542 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 052000005200

Features

  • Levels: One and One Half
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$247$2,964
Property Taxes $379$4,548
Electricity $154$1,850
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 41472$125
Morgan County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 41472
Morgan County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$375,000
2026-06-28Price change$425,000
2026-05-26Price change$375,000
2026-04-18Price change$385,000
2026-03-22Price change$395,000
2026-03-13Price change$415,000
2026-02-12Price change$420,000
2025-11-09Price change$425,000
2025-10-19Price change$445,000
2025-09-11Price change$449,000
2025-08-20Price change$465,000
2025-08-05Price change$475,000
2025-07-21Price change$480,000
2025-06-20Price change$485,000
2025-05-29Listed for sale$495,000
2025-02-16Listing removed--
2024-11-18Listed for sale$495,000
2020-06-05Listing removed$60,000
2019-12-05Listed for sale$60,000

For Sale by Agent

AgentRebecca Sexton
BrokerageLawson Real Estate, Inc

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