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443 Miguel St, Lake Charles, LA, 70607

6beds
6baths
2,829sqft
$974,500
$344price/sqft
$6,690/moest. monthly cost
$267,600/yrincome needed

About This Home

Situated on Big Lake in Old Settlement tucked away at the end of a dead-end street with 90 feet of bulked water frontage. Main home was recently completely renovated with a designing eye and attention to detail. Large open floor plan with water views, custom cabinetry and honed granite countertops, shiplap walls and ceilings throughout. Living room with cathedral beamed ceiling and wet bar with lighted glass shelving. Kitchen boasts all new stainless-steel appliances with gas stove, marble backsplash and porcelain flooring. Two master bedrooms with ensuites in main house, powder room and laundry room on main level. Separate wing with four suites with ac controlled in each room, Jack & Jill baths with limestone countertops and a game room with bar and mini fridge with views of the lake and marsh. All new plumbing and electrical, two new HVAC units, elevator lift, four storage closets, window treatments throughout, privacy walls on each side of house, in -line water heater and so much more. Downstairs features five covered parking spaces, two uncovered, screened in room for entertaining or future build out, large storage room with locked storage closet, washer/dryer, refrigerator and plenty of shelving. Approximately 1000 square feet of open-air entertaining under main house, buried propane tank, gated driveway, privacy wall in parking area, freshly landscaped with new sprinkler system, 370 foot long solar lit pier, two boat stalls with boat lifts, cleaning table with stainless steel sink, four fishing lights, approximately 567 square feet uncovered deck and approximately 1400 square feet covered deck.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Hackberry High SchoolGrades PK-126.6 mi
8/10
Grand Lake High SchoolGrades 7-125.4 mi
4/10
South Cameron High SchoolGrades PK-1219.9 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1960

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Gas Range,Range Hood,Ice Maker,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom

  • Level: Lower
  • Area: 143
  • Dimensions: 10.8 x 13

Bedroom

  • Level: Lower
  • Area: 143
  • Dimensions: 10.5 x 13

Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 10 x 14

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Bedroom

  • Level: Lower
  • Area: 130
  • Dimensions: 10.2 x 13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,Built-in Features,Bathtub,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Kitchen Open to Family Room,Recessed Lighting,Shower,Shower in Tub,Wet Bar,Eating Area In Family Room,Separated Eating Area
  • Door features: Panel Doors
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 8,721
  • Total interior livable area: 2,829 sqft

Kitchen

  • Level: Upper
  • Area: 180
  • Dimensions: 12 x 15

Laundry

  • Level: Upper
  • Area: 84
  • Dimensions: 6.6 x 12.3

Living Room

  • Level: Upper
  • Area: 648
  • Dimensions: 24.2 x 27.2

Master Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 11.5 x 14

Property

Details

  • Parcel number: 400079760
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around,Wood,Patio
  • Exterior features: Boat Lift,Dock,Lighting,Pier
  • Spa features: None
  • Fencing: Partial,Vinyl,Fenced
  • Has view: Yes
  • View description: Neighborhood
  • On waterfront: Yes

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Front Yard,Lawn,Landscaped,Utilities,Yard
  • Lot size dimensions: 90 x 243

Parking

  • Total spaces: 8
  • Parking features: Carport,Concrete,Driveway,Private,Tandem
  • Covered spaces: 8
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Strong Wind
Tornado
Wildfire
Cold Wave
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,927$59,124
Home Insurance *$1,201$14,412
Property Taxes $349$4,188
Electricity $213$2,566
Total$6,690$80,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,371/yr
40% on housing$200,700/yr
45% on housing$178,400/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.0%
18.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 11.5%
11.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$94
Cameron Parish$333

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Cameron Parish$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-16Price change$974,500
2024-01-05Price change$998,500
2023-10-06Price change$1,125,000
2023-02-07Price change$1,275,000
2022-11-02Price change$1,350,000
2022-05-10Listed for sale$1,400,000
2007-09-07Sold--

For Sale by Agent

AgentLarry G Turner
BrokerageCENTURY 21 Bessette Flavin

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