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191 Oliver St, Lake Charles, LA, 70607

1beds
2baths
1,000sqft
$750,000
$750price/sqft
$5,131/moest. monthly cost
$205,240/yrincome needed

About This Home

Experience the ultimate in lakefront living with over 270 feet of bulkheaded shoreline, offering both beauty and durability along the water's edge. This exceptional property is designed for relaxation, entertaining, and making unforgettable memories. Unwind in your waterfront raised gazebo, perfectly positioned for peaceful mornings and sunset views. The property also features golf cart storage with enclosed upper storage, making it easy to enjoy every inch of this expansive retreat. A well-constructed, golf cart, accessible wharf leads you out over the water to a truly special feature beautifully designed living quarters at the wharf's end, thoughtfully crafted with charming nautical-inspired design and built with quality, lasting materials. Anglers and entertainers alike will love the spacious 40x23 fishing deck, complete with nighttime fishing lights for casting a line under the stars. The first level offers a screened porch with a sink area and large BBQ grill, perfect for hosting lakeside cookouts, along with air-conditioned storage and a convenient half bath. Upstairs, the second level living space opens to a private balcony with sweeping water views. Additional highlights include: Two boat lifts, covered walkway connecting porch and decks, Ample storage throughout, thoughtfully designed spaces for both function and comfort. This is more than a property, it's a waterfront lifestyle, where every detail has been carefully planned for enjoyment, convenience, and lasting memories. Whether you're looking for a weekend retreat or the perfect place to gather with family and friends, this one-of-a-kind lakefront gem delivers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Hackberry High SchoolGrades PK-126.9 mi
8/10
Grand Lake High SchoolGrades 7-125.3 mi
4/10
South Cameron High SchoolGrades PK-1219.7 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Dryer,Washer
  • Laundry features: Stackable

Bedroom

  • Level: Upper
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper
  • Dimensions: 23.5x6.6

Bonus Room

  • Level: Upper
  • Dimensions: 12.5x11.1

Dining Room

  • Level: Upper
  • Dimensions: 14.9x11.1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Upper
  • Dimensions: 12.7x11.2

Living Room

  • Level: Upper
  • Dimensions: 14.9x8.1

Property

Details

  • Parcel number: 041040600
  • Special condition: Standard

Features

  • Pool features: None
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Includes Dock,Lake Privileges,Lake Front

Lot

  • Lot size: 0.61 Acres
  • Features: Yard
  • Lot size dimensions: 272 x 214 x 206

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Strong Wind
Tornado
Wildfire
Cold Wave
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$924$11,088
Property Taxes $268$3,216
Electricity $147$1,773
Total$5,131$61,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,920/yr
40% on housing$153,930/yr
45% on housing$136,826/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.0%
18.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 11.5%
11.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$93
Cameron Parish$330

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Cameron Parish$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$975,000

For Sale by Agent

AgentRhonda Gaspard
BrokerageCENTURY 21 Bessette Flavin

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