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18657 W 240th St, Bethany, MO, 64424

3beds
3baths
3,408sqft
$960,000
$282price/sqft
$8,231/moest. monthly cost
$329,240/yrincome needed

About This Home

Custom-built and beautifully situated on 57 acres just north of Bethany, Missouri, this exceptional property offers the perfect blend of comfort, functionality, and self-sufficiency. Located only one mile from Harrison County Lake and the outdoor recreation it provides, this property is ideal for those seeking country living without sacrificing convenience. Designed with sustainability in mind, the acreage features multiple outbuildings for livestock or storage, 3 ponds, 5 separate fenced in pastures with waterers, fruit trees, established garden spaces, and a raised garden bed. The home offers more than 3,400 square feet of finished living space between the main level and fully finished walkout basement. A unique feature of the home is its built-in safe room and secure vault, providing both storm protection and a safe place for valuables. For added peace of mind, the basement includes a pellet stove that serves as a supplemental heat source during power outages. The main level features an open-concept design with a spacious living room, dining area, and kitchen. Custom-built cabinetry, a large walk-in pantry, and beautiful cedar finishes throughout—including the vaulted ceilings, trim work, and stairways—showcase the craftsmanship of the home. The main floor also includes a bedroom, two bathrooms, a laundry area, and convenient access to the attached two-car garage. The fully finished walkout basement offers two additional bedrooms, including one with an attached sitting area, a large family room, a dedicated office nook, and a third full bathroom. An exterior entrance provides easy access to the outdoors. Outside, you'll enjoy a large covered front porch, a spacious rear deck, and a concrete patio area at the walkout basement entrance. Additional outdoor amenities include a fire pit surrounded by a decorative rock retaining wall and a charming walking bridge crossing the property's creek.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
3/10
Ridgeway High SchoolGrades 6-125.4 mi

Construction

Materials

  • Roof: Composition
  • Construction materials: Lap Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Trash Compactor
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Basement

Bedroom1

  • Level: Main

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 1,704
  • Finished area above ground: 1,704

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,408
  • Total interior livable area: 3,408 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1431050902

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 57 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,854$58,248
Home Insurance *$2,477$29,724
Property Taxes $640$7,680
Electricity $260$3,122
Total$8,231$98,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,205/yr
40% on housing$246,930/yr
45% on housing$219,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 64424$75
Harrison County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 64424
Harrison County$62

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$960,000
2026-06-22Listed for sale$690,000
2021-10-29Sold--
2021-10-06Pending sale$550,000
2021-06-12Listed for sale$550,000

For Sale by Agent

AgentDonald Wilburn
BrokerageCentury 21 Team Elite

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