205 2nd St, Ridgeway, MO, 64481
About This Home
Looking to live the small-town life? Look no further! This 1,626 sq. ft. home offers 4-bedrooms and 1 large bathroom. Two of the four bedrooms are on the main level. The main level has a nice dining area and a large living area. The home sits on a nice lot and offers additional space with he 20'x24' detached building. The building has a half bathroom, concrete, and electric. Features Include: - .28 ac. lot - Nice front porch - Vinyl windows - 2 year old electrical panel - Storm shelter - 2 main level bedrooms - Original trim and casing - Main level laundry - Central heat and air - 20'x24' detached building
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
- Finished area above ground: 1,626
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central
Interior Area
- Total structure area: 1,626
- Total interior livable area: 1,626 sqft
Property
Details
- Parcel number: 152104101118
- Lease amount: 0
Features
- Patio & porch: Covered Porch
- Has view: Yes
- View description: Street
Lot
- Lot size: 0.28 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $302 | $3,624 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $39 | $468 |
| Electricity | $141 | $1,693 |
| Total | $605 | $7,260 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Listed for sale | $59,900 |
| 2026-08-11 | Contingent | $59,900 |
| 2026-07-22 | Price change | $59,900 |
| 2026-07-14 | Listed for sale | $64,900 |
| 2024-10-04 | Sold | -- |
| 2024-08-13 | Pending sale | $69,900 |
| 2024-08-05 | Price change | $69,900 |
| 2024-06-21 | Listed for sale | $84,900 |
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