427 E Madison St, Memphis, MO, 63555
About This Home
Charm, character, and convenience all come together in this inviting two story home located just a short walk from the city square. Built in 1900, this well maintained home offers approximately 1440 square feet of living space with three bedrooms and one full bathroom. Beautiful original hardwood floors showcase the timeless character of the home, while numerous updates provide modern comfort such as a newly installed vapor barrier in the crawlspace helping protect and winterize the home for years to come. The home features central air and gas forced air furnace. The kitchen appliances stay making this home move-in-ready. Outside you'll find a detached garage and a spacious 100' x 117' lot with plenty of room for entertaining, outdoor activities or gardening.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Frame,Masonry Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Linoleum
- Finished area above ground: 960
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central,Wall/Window Unit(s)
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Features: Separate
Property
Details
- Parcel number: 210032070121603000
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Open Porch
- Has view: Yes
- View description: Street
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $580 | $6,960 |
| Home Insurance * | $312 | $3,744 |
| Property Taxes | $62 | $744 |
| Electricity | $141 | $1,693 |
| Total | $1,095 | $13,140 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $114,900 |
| 2023-09-05 | Pending sale | $79,500 |
| 2023-09-01 | Sold | -- |
| 2023-07-12 | Contingent | $79,500 |
| 2023-06-21 | Listed for sale | $79,500 |
| 2023-05-05 | Contingent | $79,500 |
| 2023-01-18 | Listed for sale | $79,500 |
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