1039 Mi Lor St, Memphis, MO, 63555
About This Home
Willing to work with buyers agent!! Amazing home located in a secluded neighborhood in Memphis, MO. Located a half of block from Scotland County R-1 schools with a scenic backyard view. Fully updated 4 Bedroom 3 Bath home with finished basement. Newer appliances with new quartz countertops and farmhouse sink. Large storage area in basement along with detached shed in the backyard. 40' x 18' concrete patio with awning coverage to create an amazing back yard oasis. Homes like this do not come to market often in rural communities!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heating features: Other
Interior Area
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 211010010100005000
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $787 | $9,444 |
| Property Taxes | $157 | $1,884 |
| Electricity | $229 | $2,749 |
| Total | $2,639 | $31,668 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $290,000 |
| 2026-07-10 | Listed for sale | $315,000 |
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