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405 Nebraska Ave, Stratton, NE, 69043

2beds
1baths
862sqft
$25,000
$29price/sqft
$294/moest. monthly cost
$11,760/yrincome needed

About This Home

Home is gutted and unfinished. Garage is 16'x24'

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Benkelman Elementary SchoolGrades PK-617.2 mi
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl/Raised
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 862 sqft

Property

Details

  • Parcel number: 440011035

Features

  • Exterior features: Other

Lot

  • Lot size: 7,000 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Inland Flooding

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance $23$276
Property Taxes $21$252
Electricity $124$1,493
Total$294$3,528

Income You'd Need if You Spent...

35% on housing$10,080/yr
40% on housing$8,820/yr
45% on housing$7,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$29This listing

vs Other Active Listings

Avg $/sqft

ZIP 69043$969
Hitchcock County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 69043
Hitchcock County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Listed for sale$25,000

For Sale by Owner

AgentProperty Owner

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