1216 State Road 554, El Rito, NM, 87530
About This Home
Tucked away in the heart of El Rito, this old adobe home is rich with character, history, and potential. Offering 1 bedroom and 1 bathroom, the property has served as a long-term rental for many years and presents a great opportunity for restoration, renovation, or investment. With its traditional adobe charm and cozy footprint, this is a rare chance to own an authentic piece of Northern New Mexico. Please note that the home will require the installation of a specialized septic system designed for small lots, at the buyer's expense. The property includes private off-alley parking, a small backyard space, and is being sold "as-is." Whether you're seeking a project, weekend retreat, or investment opportunity, this little adobe is ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Unknown
Materials
- Roof: Metal,Pitched
- Construction materials: Adobe,Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Northern New Mexico
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- No Interior Steps
- Flooring: Tile,Vinyl
Heating & Cooling
- Heating features: Propane,Wall Furnace
- Cooling features: None
Interior Area
- Total structure area: 684
- Total interior livable area: 684 sqft
Property
Accessibility
- Accessibility features: Not ADA Compliant
Details
- Parcel number: 1040144044394
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Living area range: 501-1,000
Lot
- Lot size: 2,613 sqft
Parking
- Total spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Drought
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rio Arriba County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $173 | $2,076 |
| Electricity | $148 | $1,780 |
| Total | $818 | $9,816 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-18 | Listed for sale | $85,000 |
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