See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

92 S Elm Street, Clarkton, NC, 28433

4beds
2baths
1,835sqft
$180,000
$98price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Welcome to your effortless new chapter in Clarkton! Experience the perfect balance of modern upgrades and thoughtful design in this beautifully refreshed 4-bedroom home.Inside you will discover all-new LVP flooring that flows seamlessly through the main living areas, paired with neutral paint colors throughout. Other features include a nice living area with a separate dining space. A cozy kitchen which includes a large walk in pantry. The backyard could make for a very charming patio for entertaining and you will also find a detached storage building. The covered front porch is perfect for those early morning coffee sips. Crawlspace recently encapsulated and a dehumidifier installed. New HVAC and duct work installed in 2023. This 4 bedroom, 2 bathroom is warm, inviting and eager to welcome its new owners!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
5/10
West Bladen HighGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Freezer,Washer,Refrigerator,Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Bookcases,Pantry,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,835
  • Total interior livable area: 1,835 sqft

Property

Details

  • Parcel number: 012060628735
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: Buyer to verify with survey

Parking

  • Parking features: On Site,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Bladen County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$126$1,512
Property Taxes $118$1,416
Electricity $200$2,405
Total$1,354$16,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 28433$85
Bladen County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 28433
Bladen County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$205,000
2026-02-27Listed for sale$219,900
2023-08-16Sold$139,000
2023-03-11Pending sale$149,900
2023-02-28Price change$149,900
2023-01-18Price change$159,000
2022-11-19Price change$162,000
2022-10-13Listed for sale$179,000

For Sale by Agent

AgentCassie B Hill
BrokerageTatum Realty LLC

Similar Homes