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51 Birch Street, Elizabethtown, NC, 28337

4beds
2baths
1,887sqft
$265,000
$140price/sqft
$1,926/moest. monthly cost
$77,040/yrincome needed

About This Home

Discover lake living in this delightful 4 bedroom, 2 bathroom charmer nestled at White Lake! This cozy residence offers 1887 sq ft of efficiently designed living space, generously sized first floor primary bedroom and three additional specious bedrooms upstairs. An outdoor shed, carport and outdoor bar/prep area convey with this property to round out this cozy charmer, making it a perfect match for those looking to invest in a second home or plant roots in a community. Outdoor enthusiasts will be thrilled with a short walk (or golf cart ride) to the lake where you will find a private community pier, deeded picnic area and private boat ramp. Lakeside seating is available so you can enjoy a tranquil evening under the stars. This property is strategically situated, keeping you local to treasures like Cape Fear Winery and Restaurant, Brown's Creek Mountain Bike Park and Nature Trail, Bladen Lakes National Forest or White Lake Water Park for some splashy fun! The quaint downtown area bids an array of boutiques for the shopaholic in you. This welcoming home is more than just a place to lay your head; it's a getaway to a lifestyle of delightful discoveries, blending tranquility with the perfect dash of local excitement. Don't let this one get away - make your lake life dreams a reality!!!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Elizabethtown MiddleGrades 5-85.4 mi
5/10
East Bladen HighGrades 9-124.0 mi
5/10
Elizabethtown PrimaryGrades PK-46.2 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Brick/Mortar,Block,Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Flooring: Carpet,Vinyl,Wood
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,887
  • Total interior livable area: 1,887 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Central Living Area

Details

  • Parcel number: 013521710473
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Cluster Mailboxes,Storm Doors
  • Fencing: Metal/Ornamental,Front Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 3,920 sqft
  • Features: Interior Lot,Front Yard
  • Lot size dimensions: 50 x 90

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Covered,Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Bladen County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$171$2,052
Property Taxes $216$2,592
Electricity $200$2,405
Total$1,926$23,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,034/yr
40% on housing$57,780/yr
45% on housing$51,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28337$106
Bladen County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 28337
Bladen County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$275,000
2026-01-13Listing removed$275,000
2025-12-09Listed for sale$275,000
2025-11-04Listing removed$250,000
2025-11-02Listed for sale$250,000
2025-10-21Pending sale$250,000
2025-10-19Listed for sale$250,000
2013-05-30Sold$125,000
2011-08-22Sold$133,000

For Sale by Agent

AgentBeth Hines
BrokerageRE/MAX Southland Realty II

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