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405 Natmore Road, Kelly, NC, 28448

2beds
1baths
795sqft
$190,000
$239price/sqft
$1,433/moest. monthly cost
$57,320/yrincome needed

About This Home

This 2-bedroom farmhouse is as genuine as they come -- wood siding outside, wood-paneled walls inside, and a soul that modern construction simply can't replicate. Sitting on 2.5 private acres in Kelly, NC, the home has been thoughtfully renovated with a new metal roof, updated electrical and plumbing, new flooring, and a refreshed kitchen featuring white shaker cabinets and appliances included. Original beadboard ceilings and wood-paneled walls carry the charm throughout, while a screened back porch gives you a quiet place to take it all in. A detached greenhouse offers the hobby gardener or homesteader a dedicated space to grow year-round. Built in 1920 and move-in ready -- without sacrificing an ounce of character

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
East Arcadia ElementaryGrades K-43.3 mi
7/10
5/10
East Bladen HighGrades 9-1214.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator

Basement

  • Basement: None

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs
  • Attic: Access Only,Attic Fan

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 795
  • Total interior livable area: 795 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 022060050213
  • Zoning: n/a
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Porch,Screened
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Lot size: 2.50 Acres
  • Lot size dimensions: see map

Parking

  • Parking features: Unpaved,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Bladen County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$138$1,656
Property Taxes $135$1,620
Electricity $200$2,405
Total$1,433$17,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,131/yr
40% on housing$42,990/yr
45% on housing$38,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28448
Bladen County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 28448
Bladen County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$194,000
2025-08-03Listing removed$210,000
2025-07-20Listed for sale$210,000
2025-07-04Contingent$210,000
2025-03-16Price change$210,000
2024-11-24Listed for sale$239,000
2020-01-29Sold$20,000

For Sale by Agent

AgentJamie Lynn Crist
BrokerageBlueCoast Realty Corporation

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