41 S Horsepen Road, Harrells, NC, 28444
About This Home
Welcome to this extraordinary custom-built waterfront home on an acre, offering 4110 square feet of thoughtfully designed living space. Situated on the tranquil shores of Horsepen Lake within the prestigious, gated Bay Tree Lakes community, this residence combines timeless craftsmanship, luxury finishes, and exceptional functionality. The home showcases quality construction with ceiling heights of 10 feet on the main level and 9 feet upstairs. The floor plan includes 5 bedrooms and 4.5 baths, highlighted by a custom-built twin/dual bunk system in the fifth bedroom—perfect for maximizing space and comfort. The gourmet appeal of this home is matched by its practical amenities, including a spacious 3-car garage with cabinets, Corian countertops a sink, and a third stall equipped with an in-floor drain. Additional interior features include spray foam insulation throughout the walls, floors, and ceilings for energy efficiency, a whole-house water filtration system, and meticulously planned storage and closet space. Outdoor living is elevated with a screened-in porch, expansive back patio, private seawall, and dock with lighting, offering endless opportunities for boating, fishing, or simply enjoying the serenity of the lake. Professional landscaping with front-yard lighting enhances both curb appeal and nighttime ambiance. Every element of this property has been designed with comfort, durability, and elegance in mind. This home is a true showcase of craftsmanship and luxury, offering every detail one could desire in a lakefront retreat. Don't miss the opportunity to make it yours. *Several photos are virtually staged*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Brick Veneer,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Trash Compactor,Mini Refrigerator,Electric Cooktop,Built-In Electric Oven,Refrigerator,Dishwasher
- Laundry features: Laundry Room
Basement
- Basement: None
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bathroom5
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
- Attic: Partially Floored
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 4,110
- Total interior livable area: 4,110 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 137404903292
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Pool/Spa Combo
- Patio & porch: Covered,Screened
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage type: Lakefront
- Living area range: 4000 - 4499
Lot
- Lot size: 1 Acres
- Features: Boat Dock
- Lot size dimensions: irregular
Parking
- Total spaces: 3
- Parking features: Gravel,Off Street,On Site
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bladen County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $811 | $9,732 |
| Property Taxes | $798 | $9,576 |
| Electricity | $382 | $4,593 |
| Total | $7,548 | $90,576 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-19 | Listed for sale | $1,099,000 |
| 2025-08-03 | Listing removed | $999,999 |
| 2025-07-02 | Listed for sale | $999,999 |
| 2025-05-29 | Listing removed | $1,450,000 |
| 2025-05-02 | Listed for sale | $1,450,000 |
| 2018-07-12 | Sold | $62,000 |
| 2014-07-21 | Sold | $77,000 |
| 2010-06-03 | Sold | $150,000 |
For Sale by Agent
View on Zillow