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About This Home

This is your chance to reimagine a property in Nevada City. This flat and usable lot offers the perfect blend of nature, privacy, and proximity to town. The home is a major fixer but the potential is undeniable. A year-round creek runs the entire length of the front of the property, setting the stage for a potentially lush, park-like landscape. With the right updates, this could become cute little cabin or expand the footprint. Just minutes from historic downtown Nevada City, shopping, dining, and trails. Bring your tools and your imagination.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

3/10

Margaret G. Scotten Elementary SchoolGrades K-42.5 mi

4/10

Lyman Gilmore Middle SchoolGrades 5-82.7 mi

7/10

Nevada Union High SchoolGrades 9-122.7 mi

Construction

Condition

Year built: 1979

Materials

Foundation: Concrete
Roof: Metal
Construction materials: Wood

Type & Style

Home type: SingleFamily
Architectural style: Cabin
Property subType: Single Family Residence

Interior

Appliances

Laundry features: No Hookups

Bedrooms & Bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1

Dining Room

Features: Other

Features

Flooring: Linoleum

Heating & Cooling

Heating features: None
Cooling features: None

Interior Area

Total interior livable area: 576 sqft

Kitchen

Features: Other Counter

Property

Details

Parcel number: 052090044000
Attached to another structure: Yes
Zoning description: AG-10
Special condition: Standard

Lot

Lot size: 1.79 Acres
Features: Stream Year Round

Parking

Parking features: RV Possible

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Inland FloodingVery High
WildfireVery High
LandslideRelatively High
LightningRelatively High
Winter WeatherRelatively High
AvalancheModerate
EarthquakeModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Nevada County and California

Earthquake

Flood

Mud Landslide

Severe Ice Storm

Severe Storm

Snowstorm

Straight Line Winds

Tropical Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,087	$13,044
Home Insurance *	$111	$1,332
Property Taxes	$218	$2,616
Electricity	$398	$4,786
Total	$1,814	$21,768

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$72,560/yr

35% on housing$62,194/yr

40% on housing$54,420/yr

45% on housing$48,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 417,310Commercial: 13,990

Total Premiums$1.42B

Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%

18.4%

0%30.0%

Electricity Growth Rate10-year average: 4.3%

4.3%

0%15.0%

Property Taxes Growth Rate2-year average: 1.9%

1.9%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 95959$311

Nevada County$364

vs Homes Sold Last Month

Median $/sqft