See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

264 Main Street, Swanquarter, NC, 27885

4beds
3baths
2,750sqft
$344,000
$125price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

10+ Acres, Charming 4-bedroom, 3-bath home nestled in Swan Quarter, NC! Built in the 1930s, this character-filled residence boasts hardwood flooring throughout and generous living spaces. The main floor showcases two spacious bedrooms, each with its own ensuite bathroom, offering convenience and privacy. A cozy living room greets you at the front entry, complete with a gas log fireplace, perfect for cool evenings. Flowing from the living room is a quaint dining area that transitions into the tucked-away kitchen, creating an inviting atmosphere for family meals. Additional highlights include a mudroom with ample storage and laundry facilities, ensuring functionality for everyday living. Step outside onto the screened back porch, a serene spot for enjoying morning coffee or evening relaxation. Upstairs, discover a sprawling master bedroom alongside a smaller bedroom, ideal for a home office or nursery. This home is on municipal sewage and county water. Outside, the expansive yard is adorned with beautiful landscaping and perennial flowers, complemented by a large garden featuring 12 raised beds, perfect for gardening enthusiasts. There is also a detached garage offering versatile space for hobbies or storage needs. Adjacent, a sizable dog kennel provides a secure area for multiple pets. A rustic wooden barn offers additional storage. The acreage behind the home is composed of over 9 acres of planted pines. This parcel is currently enrolled in CREP and is restricted through 2033. Hyde County offers some of the best hunting and fishing opportunities in the state. Just down the road is a public boat ramp offering direct access to the Pamlico Sound. Lake Mattamuskeet is just a short drive as well and there are lots of public opportunities on the nearby state game lands. Call today to see this one for yourself!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Mattamuskeet ElementaryGrades PK-126.5 mi
7/10
Hyde AcademyGrades 9-126.4 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Brick/Mortar,Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Master Downstairs,Mud Room,Ceiling Fan(s),Walk-in Shower,Gas Log
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace Insert,Baseboard,Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,750 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1951
  • Zoning: 1
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Gas Log,Outdoor Grill
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 10.43 Acres
  • Features: Open Lot,Wooded,Landscaped
  • Lot size dimensions: -

Parking

  • Total spaces: 1
  • Parking features: Detached,Additional Parking,Concrete,On Site,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Hyde County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$267$3,204
Property Taxes $348$4,176
Electricity $256$3,073
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 25.6%
25.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 27885$50
Hyde County$889

vs Homes Sold Last Month

Median $/sqft

ZIP 27885
Hyde County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$344,000
2025-10-13Listing removed$344,000
2025-08-31Price change$344,000
2025-04-07Price change$349,000
2025-02-10Listed for sale$319,900
2025-02-01Listing removed$324,900
2024-07-19Listed for sale$324,900

For Sale by Agent

AgentDillon Jones
BrokerageHarrell & Associates

Similar Homes