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102 W Texas St, Isabel, SD, 57633

4beds
2baths
1,920sqft
$95,000
$49price/sqft
$929/moest. monthly cost
$37,160/yrincome needed

About This Home

Move In Ready 4-Bedroom Home on a Corner Lot! Welcome to this 4-bedroom, 2-bathroom home offering 1,920 square feet of comfortable living space. Situated on a corner lot, this property combines functional living areas, valuable updates, and low-maintenance exterior features. The main level features a bright and inviting living room with attractive laminate wood flooring, creating a warm and welcoming space for everyday living. Three bedrooms with hardwood floors provide comfort and character, while a full bathroom conveniently serves the main floor. The finished basement significantly expands the home's living space. Remodeled between 2016 and 2018, the lower level features updated flooring, a cozy gas fireplace, a fourth bedroom with an egress window, and a modern ¾ bathroom--making it an ideal area for guests, recreation, or a private retreat. Outside, you'll appreciate the low-maintenance exterior improvements, including steel siding installed in 2016 and a durable steel roof added in 2011. The corner lot offers excellent outdoor space, highlighted by a unique fenced patio above the garage--perfect for relaxing, entertaining, or enjoying summer evenings. The property also includes an attached 18' x 24' single-stall garage and an additional carport for extra parking and storage. Recent improvements provide peace of mind for future homeowners, including Blackburn basement wall anchors installed in 2014 and a sewer line replacement from the house to the alley in 2024. This move-in-ready home offers the perfect combination of space, updates, comfort, and value.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Timber Lake Elementary - 02Grades PK-517.4 mi
9/10
7/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 5158

Lot

  • Lot size: 7,000 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Lightning

FEMA Declared Disasters in Dewey County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance $228$2,736
Property Taxes $75$900
Electricity $146$1,759
Total$929$11,148

Income You'd Need if You Spent...

35% on housing$31,851/yr
40% on housing$27,870/yr
45% on housing$24,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 57633
Dewey County

vs Homes Sold Last Month

Median $/sqft

ZIP 57633
Dewey County$52

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$95,000

For Sale by Agent

AgentKristen Gill
BrokerageGill Land Company

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