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374 Cold Springs Dr, Fish Haven, ID, 83287

5beds
3baths
3,132sqft
$549,900
$176price/sqft
$3,276/moest. monthly cost
$131,040/yrincome needed

About This Home

Located in beautiful Bear Lake West just over the Idaho border in Fish Haven, ID. Beautiful views of the lake and mountains. Open loft used as an extra sleeping and family room. Ride from this home and explore miles of trails for ATV/snowmobiling. HOA amenities include: Beach Access, discounts on golf, swimming, hot tub and tennis/pickleball. No short-term rental allowed. Square footage figures are provided as a courtesy estimate only. Buyer is advised to obtain an independent measurement.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
Paris Elementary SchoolGrades PK-513.9 mi
7/10
Bear Lake Middle SchoolGrades 6-821.2 mi
9/10
Bear Lake High SchoolGrades 9-1222.1 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2000

Materials

  • Roof: Metal,Pitched
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer,Disposal,Free-Standing Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dry Bar,Vaulted Ceiling(s)
  • Window features: Blinds,Window Coverings,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,210
  • Finished area above ground: 1,922

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane,Wood
  • Cooling features: Evaporative Cooling,Natural Ventilation

Interior Area

  • Total structure area: 3,132
  • Total interior livable area: 3,132 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Entrance

Details

  • Parcel number: RP072000003760
  • Zoning description: Single-Family

Features

  • Levels: Two
  • Stories: 3
  • Pool features: Association
  • Patio & porch: Covered Deck
  • Has view: Yes
  • View description: Lake,Mountain(s),Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Topography of land: Terrain Grad Slope

Lot

  • Lot size: 0.29 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Wildfire
Avalanche
Cold Wave
Earthquake
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters in Bear Lake County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance $183$2,196
Property Taxes $122$1,464
Electricity $191$2,297
Total$3,276$39,312

Income You'd Need if You Spent...

35% on housing$112,320/yr
40% on housing$98,280/yr
45% on housing$87,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 83287$308
Bear Lake County$434

vs Homes Sold Last Month

Median $/sqft

ZIP 83287
Bear Lake County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$549,900
2026-05-29Price change$579,900
2026-02-10Listed for sale$599,900
2025-11-10Listing removed$599,900
2025-09-08Price change$599,900
2025-07-07Price change$649,900
2025-05-29Listed for sale$675,000

For Sale by Agent

AgentPenilee Stevens
BrokerageRecreation Realty, P.C.

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