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315 N Court St, Montpelier, ID, 83254

4beds
2baths
1,756sqft
$394,900
$225price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Come see this inviting home in a quiet Bear Lake neighborhood, offering an open layout, generous storage, and a versatile unfinished attic. Extensively remodeled in recent years with updated electrical, flooring, paint, windows, roof, stack-stone fireplace, and a refreshed kitchen and baths, the home blends modern upgrades with everyday comfort. The living room, dining space, and kitchen flow together for easy gathering or entertaining. The kitchen features updated cabinets, modern appliances, and patio access for relaxed indoor/outdoor dining. Two bedrooms can serve as a primary suite, each with a walk-in closet, while an endless hot water system adds convenience for a busy household. A detached three-car garage offers abundant storage for vehicles, toys, and gear. Upstairs, an unfinished attic (approx. 878 sq ft) provides exciting potential for added living space, an office, or hobby area-ready for a buyer's vision. While the home shows signs of normal use by a large household, the thoughtful remodel makes it move-in ready with opportunity to personalize further. Located minutes from shopping and schools, 30 minutes from Bear Lake North Beach, and 5 minutes from Montpelier Canyon, this property suits year-round living or a vacation retreat.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
7/10
Bear Lake Middle SchoolGrades 6-80.4 mi
9/10
Bear Lake High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Other

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rambler/Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Instant Hot Water
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s),Floor Drains
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Equipment,Fireplace Insert,Wood Burning Stove,Insert
  • Fireplace: Yes
  • Finished area below ground: 878
  • Finished area above ground: 878

Heating

  • Heating features: Electric,Central

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 1,756 sqft

Property

Details

  • Parcel number: RPM4240001004A
  • Zoning description: Single-Family
  • Exclusions: Refrigerator,Water Softener: Own

Features

  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Terrain

Lot

  • Lot size: 5,227 sqft
  • Features: Curb & Gutter
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 9
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Inland Flooding
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Bear Lake County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance $83$996
Property Taxes $88$1,056
Electricity $141$1,695
Total$2,308$27,696

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 83254$498
Bear Lake County$434

vs Homes Sold Last Month

Median $/sqft

ZIP 83254
Bear Lake County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-11Price change$394,900
2024-05-10Pending sale$368,000
2024-05-08Listed for sale$368,000

For Sale by Agent

AgentKatana Sorensen
BrokerageEquity Real Estate (Bear River)

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