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780 Jonesville Rd, Owenton, KY, 40359

3beds
2baths
1,635sqft
$349,000
$213price/sqft
$2,566/moest. monthly cost
$102,640/yrincome needed

About This Home

Beautifully updated 3 bed/ 2 bath, Ranch home sitting on 1.2 peaceful acres. Attached 2 car garage for daily convenience PLUS a bonus 34x35 fully concreted detached workshop/garage w/ electricity, perfect for projects, tools or a hobby studio. Inside you will be greeted by soaring cathedral ceilings, refinished hardwood floors, and a large, open floor plan. The living room features a cozy brick fireplace and flows seamlessly into the kitchen and eat-in area. The newly renovated kitchen has been completed w/ countertops, backsplash, breakfast bar, ss dishwasher, and pantry. Enjoy your view of the country right from the eat-in area that walks out to a new deck and sprawling backyard. Master bedroom includes TWO walk-in closets and an en suite bath. 1/2 additional bedrooms also has a walk-in closet and there is another full bath. Both full baths have been completely updated. In addition to all the other renovations you'll appreciate the fresh paint and modern light fixtures throughout. Major updates include HVAC system 2022, a 2023 roof, 2026 garage door, and fresh limewash exterior paint that really gives this home personality and curb appeal! This home offers the tranquility of country living while still being within 10 minutes of I-71/I-75, 5 minutes from schools and less than an hour from Lexington/Louisville/ Florence. Your move-in ready piece of paradise is waiting for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
4/10
Owen County High SchoolGrades 9-124.5 mi
7/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Hardwood Floors,Walk-In Closet(s)
  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Bedroom3

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Entry

  • Features: Entrance Foyer,Hardwood Floors
  • Level: First
  • Area: 24
  • Dimensions: 8 x 3

Features

  • Walk-In Closet(s),Pantry,Open Floorplan,Eat-in Kitchen,Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Hung
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,635
  • Total interior livable area: 1,635 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Hardwood Floors,Solid Surface Counters,Pantry
  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Living Room

  • Features: Ceiling Fan(s),Fireplace(s),Hardwood Floors,Walk-Out Access
  • Level: First
  • Area: 338
  • Dimensions: 26 x 13

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Hardwood Floors,Walk-In Closet(s)
  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 0590000017.02

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Valley

Lot

  • Lot size: 1.21 Acres
  • Lot size dimensions: irr

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$304$3,648
Property Taxes $344$4,128
Electricity $154$1,850
Total$2,566$30,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,977/yr
40% on housing$76,980/yr
45% on housing$68,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 40359$137
Owen County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40359
Owen County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$349,000
2007-06-07Sold$179,000

For Sale by Agent

AgentMelissa Van Treeck
BrokerageSimple Fee Realty

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