1538 S White Rd, Cedarville, MI, 49719
About This Home
Fully remodeled 5-bedroom home on Hill Island in Cedarville with year-round paved road access. This turn-key property features a newer roof, new doors and windows, all new fixtures, and updated plumbing. The walk-out basement offers excellent potential for a separate 1-bedroom apartment with private entrance, plus a storage room easily roughed in for an additional full bath. Plenty of space to spread out with a second living room and bonus TV room. Furnishings negotiable. Docking available for your boat down the road and easy access to all the outdoor recreation and charm of the Les Cheneaux community. Don't miss island life with room for everyone.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Age: 50+
- Year built: 1974
Materials
- Foundation: Block
- Roof: Asphalt Shingles
- Construction materials: Stone,T1-11
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Window Coverings,Vinyl
- Flooring: Laminate
- Number of fireplaces: 2
- Fireplace features: Gas Log,Two
- Fireplace: Yes
- Finished area below ground: 1,175
- Finished area above ground: 1,331
Heating
- Heating features: Forced Air,Heat Pump,Propane
Interior Area
- Total structure area: 2,662
- Total interior livable area: 2,606 sqft
Property
Details
- Parcel number: 4900323304610
Features
- Patio & porch: Open Deck
Lot
- Lot size: 0.88 Acres
- Features: On Island,Wooded
- Lot size dimensions: 220 x 175
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Mackinac County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $275 | $3,300 |
| Electricity | $284 | $3,410 |
| Total | $2,296 | $27,552 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-15 | Listed for sale | $325,000 |
View on Zillow