




198 Graham Ave, Saint Ignace, MI, 49781
About This Home
Perched high on a bluff, this charming, four-bed, two-bath home boasts stunning views of the Straits of Mackinac and is located in a quiet, highly sought after area of St Ignace, only a stone's throw from the Mackinac Bridge. Although built for occasional use throughout the year, this turn-key home is very well-suited for year-round living and is conveniently located just one minute out of town where you will find plenty of restaurants, the marina, ferry docks, the local museums & shops. The ground floor offers an open-concept kitchen/dining/living area with high ceilings and seamless double-door access to the expansive south-facing wrap-around deck, offering plenty of space for entertaining and evening BBQs. You will also find two good-sized bedrooms and a full bathroom conveniently located on the ground floor. Upstairs offers a bright & spacious additional living area, a full bathroom, a further bedroom (or office/bonus room) and an enormous primary bedroom with the same high ceilings and gorgeous views over your large backyard (.76-acre parcel) to Lake Huron. The home has been meticulously cared for and is wired throughout for an in-home entertainment system and has a two-car attached garage that maintains heat throughout the winter. The custom roof (2016) is made of upscale shingle-look aluminum and comes with a transferable warranty offering peace of mind for years to come. So come take a look at all this luxurious property has to offer!
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Disposal,Dryer,Dishwasher
- Laundry features: Lower Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Window features: Blinds
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 2,132
Heating
- Heating features: Gas Fireplace/Stove,Natural Gas
Interior Area
- Total structure area: 2,132
- Total interior livable area: 2,132 sqft
Property
Accessibility
- Accessibility features: Accessible Bedroom,Covered Entrance
Details
- Parcel number: 05262006830
Features
- Patio & porch: Deck
- On waterfront: Yes
- Frontage type: None
Lot
- Lot size: 0.76 Acres
- Features: Landscaped
- Lot size dimensions: 158 x 209
Parking
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Mackinac County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,649 | $31,788 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $375 | $4,500 |
| Electricity | $232 | $2,790 |
| Total | $3,366 | $40,392 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $525,000 |
| 2026-05-01 | Listing removed | $569,000 |
| 2025-02-19 | Listed for sale | $569,000 |
