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312 Lake Shore Dr, Craig, MO, 64437

2beds
2baths
0sqft
$225,000
--price/sqft
$1,859/moest. monthly cost
$74,360/yrincome needed

About This Home

Here is a nice, 2-story log sided cabin on TWO lakefront lots that is completely remodeled (includes HVAC & plumbing). Highway access, prime central lake location with good water depth, & a private concrete boat ramp! Upper level consists of 1-2 bedrooms as one bedroom can function as an upper level living room. Lower level consists of a lake-side family room, 3/4 bath with an all-tile massage shower, additional laundry hookups and a 2-car garage with concrete floor! Great investment opportunity at this low price!! # Bedrooms: 2 # Baths: 1 1/2 Lot size: Approx. 120' X 155' School District: Craig R-III Taxes: 2022 taxes were $523.96 Sewer: Septic tank Exterior: Wood log siding/metal roof Water: City Other Features: Hwy access-NO GRAVEL! Concrete Seawall Private concrete boat ramp Asphalt private circle driveway Walking distance from Big Lake State Park Walking distance from public swimming pool Beautiful wide main lake view! Good water depth

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Craig Elementary SchoolGrades K-68.7 mi
4/10
Craig High SchoolGrades 7-128.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 13930010207000
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Big Lake

Lot

  • Lot size: 0.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$433$5,196
Property Taxes $148$1,776
Electricity $141$1,693
Total$1,859$22,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,737/yr
40% on housing$55,770/yr
45% on housing$49,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64437$69
Holt County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 64437
Holt County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-28Price change$225,000
2025-05-23Listed for sale$195,000
2025-03-05Listing removed$195,000
2024-10-17Price change$195,000
2024-08-26Price change$225,000
2024-06-11Price change$202,500
2023-05-03Price change$225,000
2022-11-22Price change$249,000
2022-10-31Price change$169,000
2022-02-22Listed for sale$245,000
2022-02-11Listing removed--
2021-11-16Listed for sale$245,000
2021-09-09Listing removed--
2021-04-26Price change$169,500
2021-02-08Price change$149,500
2020-03-09Listed for sale$115,000
2019-04-04Listing removed$132,500
2018-07-18Sold--
2018-07-17Price change$132,500
2018-06-27Price change$125,000
2018-04-16Listed for sale$132,500

For Sale by Agent

AgentAlyssa Barnes
BrokerageBarnes Realty

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