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203 E 1st St, Craig, MO, 64437

4beds
2baths
2,160sqft
$30,000
$14price/sqft
$391/moest. monthly cost
$15,640/yrincome needed

About This Home

4 bed 2 bath home. Needs remodeled. Sheetrock has been removed 4ft up from the floor in the lower level, ready for new rock. The upstairs carpets and flooring have been removed in the three bedrooms and one main living area, and hardwood floors are exposed. The upstairs bathroom had a jacuzzi tub that has now been removed. The upstairs bathroom currently lacks a toilet, sink, and shower, but it's ready for you to install what you need. The downstairs bathroom currently has a section of the floor removed where a water heater had leaked, the toilet and sink are also removed due to this demolition. The tub and shower are still intact. My plan was to move the laundry to this bathroom and the large closet just off of it. This home was divided in the 1980s, creating an upstairs apartment and a downstairs apartment. It has since been rejoined, creating one residence. There are two newer 50k BTU propane heating stoves that come with the property. Electricity and water are currently disconnected to the property. The home and shop have been cleaned out. It's a project home. The large garage doesn't come with the property unless it is negotiated into the purchase, it has 100 amp electrical service, 1 30 amp camper hook up, and 4 bays with gravel floors and then a work shop area that has a concrete floor. NO RENT TO OWN I am not interested in listing it with an agent or company. Large down payment and monthly payments may be possible.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Craig Elementary SchoolGrades K-60.2 mi
4/10
Craig High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Stove,Propane / Butane
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 07111040420002

Lot

  • Lot size: 0.34 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$57$684
Property Taxes $19$228
Electricity $164$1,979
Total$391$4,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,405/yr
40% on housing$11,730/yr
45% on housing$10,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$14This listing

vs Other Active Listings

Avg $/sqft

ZIP 64437$87
Holt County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 64437
Holt County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$25,000
2026-01-25Listing removed--
2025-10-26Listed for sale$45,000
2023-12-05Listing removed--
2023-11-16Price change$38,000
2023-08-15Price change$40,000
2023-06-26Listed for sale$50,000
2022-07-29Listing removed--
2022-07-26Price change$30,000
2022-07-08Listed for sale$40,000

For Sale by Owner

AgentProperty Owner

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