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609 S Main St, Badger, MN, 56714

5beds
3baths
2,473sqft
$239,900
$97price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Discover your dream home in the heart of Badger, Minnesota! This spacious 5-bedroom, 3-bathroom residence offers a perfect blend of modern updates and cozy, homey charm. Nestled within city limits, this property boasts a large 30x40 heated 3-stall shop, ideal for vehicles, hobbies, or extra storage. The home features numerous updates throughout, ensuring comfort and style. Step outside to enjoy a large outdoor pool and relaxing hot tub, both included in the sale, perfect for entertaining or unwinding. The seller is offer a $10,000 roofing allowance to the future buyer for new shingles or steel roof. Don’t miss this unique opportunity to own a beautifully updated home with exceptional amenities in Badger, MN.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Badger Elementary SchoolGrades PK-60.3 mi
7/10
Badger SecondaryGrades 7-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,557

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,473
  • Total interior livable area: 2,473 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 510023500
  • Zoning description: Residential-Single Family
  • Foundation area: 916

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 165 x 125

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Wildfire
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Roseau County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$205$2,460
Property Taxes $187$2,244
Electricity $208$2,502
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 56714
Roseau County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 56714
Roseau County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-08Listed for sale$239,900
2008-10-23Sold$34,500

For Sale by Agent

AgentDillon Reed
BrokerageReed Realty

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