See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28334 Stone Ridge Cir, Warsaw, MO, 65355

4beds
4baths
3,526sqft
$525,000
$149price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Tucked into one of the area’s most unique neighborhoods, this 4 bedroom, 4 bathroom home offers the kind of setting and space that rarely come available. While not technically gated, this small circle-drive subdivision has that same private, upscale feel with only a handful of large custom homes on spacious lots surrounding a beautiful stocked pond in the center of the community. Situated on 1.5 acres, this property is set back from the road, backs to mature trees, and offers an incredible amount of outdoor living and entertaining space. The backyard was designed for making memories with an amazing custom playground featuring swings, slides, climbing features, jungle gym, merry-go-round and more. There’s also an above ground pool with wraparound deck, built-in grilling area, and multiple spaces to relax or entertain whether you’re hosting a crowd or enjoying a quiet evening at home. Inside, the home has been extensively updated in recent years while still offering warmth and character throughout. The completely remodeled kitchen is a standout with beautiful granite countertops, a large center island with seating, additional seating at the peninsula, double ovens, cooktop, and an impressive 48” hood. Tall ceilings, crown molding, and a wood burning fireplace with pellet stove insert make the main living area feel both spacious and inviting. There is also a formal dining room in addition to the casual dining spaces. The main level primary suite features private access to the back deck, a walk-in closet, and an updated bathroom with double vanities, soaking tub, and walk-in shower. Upstairs offers a spacious loft-style bedroom with its own full bath, creating the perfect guest suite, teen space, or private retreat. The walkout lower level is an ideal game room, media room, or man cave setup with a large open entertaining area, kitchenette space, full bath, and direct access to the oversized lower level garage and workshop area. There’s also a large non-conforming room that offers excellent storage or endless potential for hobbies, fitness, office space, or additional sleeping area. Storage is abundant throughout the home with attic storage, multiple garage spaces, and flexible rooms that can adapt to a variety of needs. In addition to the attached 2-car garage, the lower level oversized 1-car garage/workshop is perfect for projects, toys, equipment, or extra storage. This is the total package for buyers looking for space, privacy, entertaining potential, and a neighborhood setting that simply doesn’t come around often.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
North Elementary SchoolGrades K-52.2 mi
2/10
John Boise Middle SchoolGrades 6-84.2 mi
2/10
Warsaw High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Disposal,Microwave,Electric Oven/Range,Refrigerator,Vented Exhaust Fan,Water Softener Owned,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Tub Regular,Entrance Foyer
  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,299

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Ductless
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,896
  • Total interior livable area: 3,526 sqft

Kitchen

  • Features: Cabinets Wood, Pantry

Property

Details

  • Parcel number: 142004000000003015
  • Other equipment: Cable TV/Satellite Dish

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Swimming Pool,Above Ground
  • Patio & porch: Deck,Porch,Covered
  • Exterior features: Barbecue,Mailbox
  • Waterfront features: Lake Privileges,Lake,Pond

Lot

  • Lot size: 1.99 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$564$6,768
Property Taxes $205$2,460
Electricity $269$3,231
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$120
Benton County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$499,900
2026-07-08Price change$525,000
2026-05-18Listed for sale$539,900
2017-08-12Sold--

For Sale by Agent

AgentAllyson E Cline
BrokerageReece Nichols Real Estate

Similar Homes