1105 Lay Ave, Warsaw, MO, 65355
About This Home
BARGAIN PRICED - MOTIVATED SELLERS! Historic Charm Meets Modern Luxury on 1.5 Acres in Warsaw, Missouri. Welcome to 1105 Lay Avenue — a beautifully restored historic mini-mansion where timeless elegance meets today’s modern comforts. Situated on a sprawling 1.5-acre lot just minutes from downtown Warsaw, this stately residence offers the perfect blend of character, space, and location. Inside, extensive renovations provide peace of mind and turnkey convenience, including a brand-new kitchen with all new appliances, updated bathrooms, new siding, windows, roof, HVAC system, and more. The expansive front yard creates a grand welcome, while the private backyard offers room to relax, entertain, or create your own outdoor retreat. With no rental restrictions, this property presents incredible flexibility — ideal as a spacious primary residence, multi-generational home, vacation getaway, income-producing rental, or even a retreat center. Located just minutes from Lake of the Ozarks, Drake Harbor, and Truman Lake, outdoor recreation, boating, dining, and shopping are all within easy reach. This rare Warsaw gem offers historic grandeur, modern updates, and unlimited potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,761
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,522
- Total interior livable area: 1,761 sqft
Property
Details
- Parcel number: 144017001008015000
Features
- Levels: 2+ Stories
- Stories: 2
Lot
- Lot size: 1.50 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $333 | $3,996 |
| Property Taxes | $121 | $1,452 |
| Electricity | $141 | $1,693 |
| Total | $2,162 | $25,944 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Price change | $310,000 |
| 2026-03-04 | Listed for sale | $319,900 |
| 2026-02-01 | Listing removed | $329,000 |
| 2025-12-10 | Price change | $329,000 |
| 2025-07-29 | Price change | $360,000 |
| 2025-07-11 | Price change | $399,900 |
| 2025-06-27 | Listed for sale | $425,000 |
| 2023-07-07 | Sold | -- |
| 2015-05-15 | Sold | -- |
View on Zillow