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28530 Shore Rd, Warsaw, MO, 65355

2beds
2baths
1,080sqft
$130,000
$120price/sqft
$987/moest. monthly cost
$39,480/yrincome needed

About This Home

Experience the charm of lake living—without the premium price tag—just moments from the Lake of the Ozarks. Nestled on 4.8 serene acres in a peaceful lake community, this inviting 2-bedroom, 2-bath home offers the perfect blend of comfort, space, and opportunity. Enjoy easy access to the community boat ramp, making it effortless to spend your days on the water. The property is ideal for those who love the outdoors, with plenty of room to bring your boat, recreational vehicles, and more. A detached one-car garage and additional storage shed provide convenience and versatility for hobbies, tools, or extra storage. Whether you’re searching for a relaxing weekend getaway or a full-time residence surrounded by nature, this property delivers a laid-back lifestyle with endless potential. Come create your own retreat and start making memories at the lake.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Lincoln Elementary SchoolGrades K-610.1 mi
3/10
Lincoln High SchoolGrades 7-1210.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven/Range,Refrigerator,Dryer,Washer,Freezer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Features: Cabinets Wood

Property

Details

  • Parcel number: 152003001006011000

Features

  • Patio & porch: Covered
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 4.80 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$139$1,668
Property Taxes $50$600
Electricity $141$1,693
Total$987$11,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,840/yr
40% on housing$29,610/yr
45% on housing$26,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$122
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$135,000
2026-03-26Listing removed$130,000
2025-06-12Price change$130,000
2024-09-26Listed for sale$150,000
2022-01-25Sold--
2021-09-22Pending sale$105,000
2021-07-30Listed for sale$105,000

For Sale by Agent

AgentShelley J Hare
BrokerageRE/MAX of Warsaw

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