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29686 Lake Rd #57, Warsaw, MO, 65355

4beds
2baths
1,920sqft
$336,900
$175price/sqft
$2,342/moest. monthly cost
$93,680/yrincome needed

About This Home

4-bed, 2-bath waterfront home in the Turkey Creek arm of Lake of the Ozarks. Enjoy lake access from your private, 2 slip dock conveniently including electric. The large, 2-car detached garage, and workshop is heated and well insulated providing the ability to comfortably enjoy working on your hobbies all year long. Don't miss out on the beautiful lake views through the new windows throughout the home! The home also boasts spacious living areas and the ease to walkout and enjoy your covered patio and large backyard perfect for outdoor gatherings. With community boat ramp and convenient access to water activities, this property combines comfort and recreation for an idyllic lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
South Elementary SchoolGrades PK-56.0 mi
2/10
John Boise Middle SchoolGrades 6-85.6 mi
2/10
Warsaw High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator,Water Softener Owned,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 113.3333

Bedroom3

  • Level: Main
  • Area: 139.5

Bedroom4

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Area: 143

Family Room

  • Level: Lower
  • Area: 230

Features

  • Window features: Thermal/Multi-Pane,Drapes/Curtains/Rods: Some Stay
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Forced Air,Propane,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Cabinets Wood
  • Level: Lower
  • Area: 176

Master Bedroom

  • Level: Lower
  • Area: 193.3333

Property

Details

  • Parcel number: 152010003002015000

Features

  • Exterior features: Mailbox
  • Fencing: Chain Link
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Waterfront

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 175 x 75 Irr

Parking

  • Total spaces: 4
  • Parking features: Multiple,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,703$20,436
Home Insurance *$362$4,344
Property Taxes $131$1,572
Electricity $146$1,759
Total$2,342$28,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,297/yr
40% on housing$70,260/yr
45% on housing$62,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$119
Benton County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$349,900
2026-03-31Pending sale$349,900
2026-03-02Price change$349,900
2025-06-06Price change$365,000
2025-04-25Price change$374,900
2025-03-31Price change$389,900
2025-03-14Price change$399,500
2024-06-19Price change$399,450
2024-05-13Price change$424,900
2024-03-25Listed for sale$449,900

For Sale by Agent

AgentLUKE BEAMAN
BrokerageReece Nichols Golden Key Realty

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