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240 N Church St, Liberty, MS, 39645

2beds
2baths
1,501sqft
$124,900
$83price/sqft
$915/moest. monthly cost
$36,600/yrincome needed

About This Home

Located within the city of Liberty, this 2 bedroom/2 bathroom home situated on a .31 +/- acre lot is a hidden gem! The recent indoor renovation provides a modern twist to the vintage look on the outside. Just minutes away from all local amenities, schools, and shops, the convenience is nearly unbeatable! Not only is there a living room and den, there is also a bonus of a sunroom! You do not want to miss out on this beauty! What more can you ask for? Give me a call or text to schedule showings! All buyers must provide proof of pre-qualification before viewing!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Amite County High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Vinyl,Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Free-Standing Refrigerator,Oven

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Ceiling Fan(s),Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,501
  • Total interior livable area: 1,501 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 242090910200400

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Carport,Covered,Other
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Drought
Ice Storm

FEMA Declared Disasters in Amite County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$58$696
Property Taxes $34$408
Electricity $192$2,304
Total$915$10,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,371/yr
40% on housing$27,450/yr
45% on housing$24,400/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -13.9%
-13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 39645$103
Amite County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 39645
Amite County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$124,900
2026-06-29Listed for sale$129,900
2026-05-13Pending sale$129,900
2026-02-17Price change$129,900
2025-10-28Price change$139,900
2025-09-30Listed for sale$150,000
2015-09-08Sold--

For Sale by Agent

AgentMadelyn Spring
BrokerageMcMillan Land & Realty, Inc

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