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850 Oo Highway, Thayer, MO, 65791

4beds
3baths
2,388sqft
$299,900
$126price/sqft
$2,347/moest. monthly cost
$93,880/yrincome needed

About This Home

4BD/2.5BA Ranch home on 3 country acresRecently remodeled this 2388 sq ft home has replacement windows, fresh paint, new fixtures and flooring throughout. The kitchen has stainless appliances including LP Range, Dishwasher, Microwave and Refrigerator snack bar and Breakfast area. Arched doorways, formal dining with large windows, living room has a Brick fireplace powered by propane. Master suite has separate walk-in shower and soaking tub and large walk-in closet. There are 3 additional bedrooms a full bath plus Jack-n-Jill style half bath. Utility closet.Vinyl sided with a metal roof the home has an inviting covered front porch 10x24. Nice yard with established trees and shrubbery, circle drive. 20x22 1 car detached garage with shop area. Mostly open 3 acres is surrounded by large farm for a nice country setting. Nice paved frontage on a quiet state highway less than 5 minutes to town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Thayer Elementary SchoolGrades PK-63.4 mi
7/10
Thayer Sr. High SchoolGrades 7-123.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block,Poured Concrete
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven,Ice Maker,Refrigerator,Microwave,Electric Water Heater,Disposal
  • Laundry features: Main Level,Laundry Room,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Shower,Internet - DSL,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: Living Room,Propane,Brick
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,388

Heating & Cooling

  • Heating features: Central,Fireplace(s),Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 2,388 sqft

Property

Details

  • Parcel number: 234.2180000000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Partial,Barbed Wire
  • Has view: Yes
  • View description: Panoramic
  • Horses can be raised: Yes

Lot

  • Lot size: 3 Acres
  • Features: Level,Horses Allowed,Paved

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$527$6,324
Property Taxes $122$1,464
Electricity $182$2,188
Total$2,347$28,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,468/yr
40% on housing$70,410/yr
45% on housing$62,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 65791$82
Oregon County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65791
Oregon County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$299,900
2026-05-02Listing removed$299,900
2025-11-15Listed for sale$299,900
2017-04-19Sold--

For Sale by Agent

AgentSolomon Cornelius
BrokerageMonark Realty

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