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95 Ponbeco Acres, Caulfield, MO, 65626

5beds
4baths
2,455.01sqft
$999,999
$407price/sqft
$6,208/moest. monthly cost
$248,320/yrincome needed

About This Home

Price Improvement. Escape to the countryside with this exceptional 120-acre estate offering privacy, natural beauty, and endless possibilities. This spacious 5-bedroom, 3.5-bath home provides comfortable living with plenty of room for family, guests, or entertaining. Surrounded by pristine, ready to be logged timberland, the property is rich with mature trees, scenic views, and abundant wildlife.Perfect for livestock, farming, or recreational use, the open acreage provides ample pasture and grazing opportunities. Seasonal wild blackberries grow throughout the property, adding to the charm and self-sustaining appeal of this unique retreat.A large Quonset hut offers incredible flexibility for hobbies, equipment storage, workshops, RVs, boats, or agricultural use. Whether you're dreaming of a homestead, hunting property, hobby farm, or peaceful rural getaway, this one-of-a-kind property delivers space, functionality, and natural beauty in every direction.Enjoy the rare combination of modern comfort and untouched land -- all with room to grow, explore, and create the lifestyle you've been looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
5/10
Bakersfield High SchoolGrades 6-125.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Poured Concrete
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,455

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,478
  • Total interior livable area: 2,455 sqft

Property

Details

  • Parcel number: 130.418000000007.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Horses can be raised: Yes

Lot

  • Lot size: 120 Acres
  • Features: Acreage,Horses Allowed,Pasture,Mature Trees,Secluded

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$607$7,284
Property Taxes $358$4,296
Electricity $187$2,249
Total$6,208$74,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,845/yr
40% on housing$186,240/yr
45% on housing$165,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 65626$215
Ozark County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 65626
Ozark County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$999,999
2026-05-28Listed for sale$1,350,000

For Sale by Agent

AgentWhyte Steg & Associates
BrokerageCentury 21 Community

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