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10 Ponderosa Pine Ln, Scuddy, KY, 41760

4beds
2baths
1,550sqft
$129,000
$83price/sqft
$986/moest. monthly cost
$39,440/yrincome needed

About This Home

Great fixer upper featuring 4 bedrooms & 2 full bathrooms on a large 1.90 acre lot. Sold as is. Property will not qualify for FHA, VA, or USDA.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Agent Comments

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 167000001100
  • Zoning: Unknown

Features

  • Levels: Two
  • Patio & porch: Front Covered
  • Exterior features: None

Lot

  • Lot size: 1.90 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$66$792
Property Taxes $114$1,368
Electricity $154$1,850
Total$986$11,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,805/yr
40% on housing$29,580/yr
45% on housing$26,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.6%
-5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 41760
Perry County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 41760
Perry County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$129,000
2026-02-02Listing removed$129,000
2025-08-03Listed for sale$129,000

For Sale by Agent

AgentMichelle Jones
BrokerageRe/Max Legacy Group-Hazard

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