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410 N Division Street, Seymour, MO, 65746

2beds
1baths
1,088sqft
$129,900
$119price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

THIS PROPERTY HAS AN ACCEPTED OFF IN PLACE AND WILL SHOW PENDING IN THE MLS ONCE SIGNED DOCS HAVE BEEN RECEIVED FROM THE SELLER. Welcome to this adorable 2-bedroom, 1-bathroom gem! Perfectly situated on a level lot and providing easy access to Hwy 60 this home offers a wonderful sense of space and curb appeal from the moment you arrive. Step inside to discover an inviting interior highlighted by soaring high ceilings that create an open, airy atmosphere throughout. The heart of the home is the spacious kitchen, providing ample room for meal prep, storage, and dining--a rare find for a one-bedroom floor plan! Enjoy year-round comfort with the efficient mini-split system. Whether you are looking for a stylish starter home, a savvy investment property, or a cozy place to downsize, this residence delivers character and convenience in one package. ALL offers must have POF for CASH offers and Lender PQ's for Financed offers. Cash offers require 10% EMD. Rehab Offers must have one rehab bid in hand pre-offer, no exceptions. Under FinCEN's new RRE Rule, transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all cash, privately financed or HELOC.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Seymour Elementary SchoolGrades PK-50.7 mi
8/10
Seymour Middle SchoolGrades 6-80.6 mi
6/10
Seymour High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Refrigerator
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters
  • Flooring: Carpet,Luxury Vinyl,Vinyl,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: 181002002004008010
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Wood,Chain Link

Lot

  • Lot size: 0.27 Acres
  • Features: Level
  • Lot size dimensions: 80 x 146

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$128$1,536
Property Taxes $53$636
Electricity $141$1,693
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 65746$180
Webster County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 65746$151
Webster County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2022-03-04Pending sale$139,000
2022-02-26Listed for sale$139,000
2022-01-23Pending sale$139,000
2022-01-03Listed for sale$139,000
2013-02-28Sold--

Unknown Listed By

AgentJames C Cline
BrokerageMurney Associates - Primrose

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