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12746 378th Ave, Aberdeen, SD, 57401

3beds
2baths
2,584sqft
$1,100,000
$426price/sqft
$7,689/moest. monthly cost
$307,560/yrincome needed

About This Home

55.36 Acres with a 2,584 Square Foot single family home. 477 Feet of Shoreline on Richmond Lake. Boat House included. 3 Bedroom, 2 Bathroom home. Built in 1965, this Pre-Built home was sat on a foundation. Septic System with Richmond Lake Sanitary Pump Station. Green House and Shed Included. Seller is open to also selling personal property with the sale. Web Water is ran to the property, along with Northern Electric and Northwestern Energy for Natural Gas Service.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary - 08Grades PK-58.6 mi
8/10
--
New BeginningsGrades 5-1210.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 100

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,584
  • Total interior livable area: 2,584 sqft

Property

Details

  • Parcel number: 26959

Features

  • Waterbody name: Richmond Lake

Lot

  • Lot size: 55.36 Acres
  • Lot size dimensions: Irr

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Ice Storm
Wildfire
Heat Wave

FEMA Declared Disasters in Brown County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $950$11,400
Property Taxes $980$11,760
Electricity $197$2,368
Total$7,689$92,268

Income You'd Need if You Spent...

35% on housing$263,622/yr
40% on housing$230,670/yr
45% on housing$205,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 57401$151
Brown County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 57401$199
Brown County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$525,000
2026-03-11Price change$1,200,000
2026-01-18Listed for sale$1,300,000
2005-12-30Sold$7,000

For Sale by Agent

AgentAshton Davis
BrokerageCentury 21 Northern Advantage

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