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1106 2nd St, Springfield, SD, 57062

5beds
3baths
3,826sqft
$440,000
$115price/sqft
$3,492/moest. monthly cost
$139,680/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 2 3/4 bath ranch-style home located at 1106 2nd Street in Springfield, South Dakota. Designed for comfortable main-level living, this well-laid-out ranch offers an ideal blend of space, functionality, and versatility. The main floor features a bright, open living area, a practical kitchen and dining space, and generously sized bedrooms. Situated on a quiet street, this home offers a great opportunity for anyone looking for space, comfort, and a classic ranch design in Springfield. Don’t miss your chance to make this home your own.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,826 sqft

Property

Details

  • Parcel number: 52027008

Features

  • Exterior features: Shingle,Wood products,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Bon Homme County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $573$6,876
Property Taxes $403$4,836
Electricity $292$3,507
Total$3,492$41,904

Income You'd Need if You Spent...

35% on housing$119,725/yr
40% on housing$104,760/yr
45% on housing$93,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 57062$198
Bon Homme County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 57062
Bon Homme County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$475,000
2026-02-23Price change$499,000
2026-01-24Price change$525,000
2026-01-22Listed for sale$515,000

For Sale by Owner

AgentProperty Owner

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