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5086 Peaceful Pond Dr, Exmore, VA, 23350

4beds
3baths
2,796sqft
$444,000
$159price/sqft
$2,940/moest. monthly cost
$117,600/yrincome needed

About This Home

Gorgeous Bayside Contemporary with Deeded Chesapeake Bay Access. Nestled in the community of The Peacefuls, this beautifully maintained contemporary home offers deeded access to a Chesapeake Bay beach and the perfect blend of privacy and coastal living. Inside, you'll find a thoughtfully designed layout featuring granite countertops, custom maple cabinetry, and modern appliances that make the kitchen both stylish and functional. The expansive primary suite is a true retreat, complete with a large walk-in closet, jetted soaking tub, separate walk-in shower, and double vanity. 2nd floor laundry room. A dedicated downstairs office is ideal for remote work or study or a guest room. Septic system for 3 BR, Oversized 2 car garage. Great community pool.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
Northampton MiddleGrades 7-810.4 mi
3/10
Northampton High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: 15-30 yrs +/-
  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Room,Dining Room,Dining Area,Bar

Features

  • Walk-In Closet(s),Other
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,796
  • Total interior livable area: 2,796 sqft

Property

Details

  • Parcel number: 012D101000000003
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Sand Beach
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 1.26 Acres
  • Features: 1-1.9 acres +/-
  • Lot size dimensions: 1.26 acres

Parking

  • Parking features: Garage,Natural Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Drought
Coastal Flooding
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$160$1,920
Property Taxes $266$3,192
Electricity $269$3,231
Total$2,940$35,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,800/yr
40% on housing$88,200/yr
45% on housing$78,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 23350$88
Northampton County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 23350
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$480,000
2026-04-09Price change$499,000
2026-04-06Price change$518,000
2026-03-19Listed for sale$535,000
2021-04-19Sold$375,000
2021-03-07Pending sale$375,000
2021-03-01Listed for sale$375,000
2016-01-08Sold$320,000

For Sale by Agent

AgentDana Dillon
BrokerageCOLDWELL BANKER HARBOUR REALTY

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