119 Fig St, Cape Charles, VA, 23310
About This Home
Welcome to this charming circa 1894 Victorian home, perfectly nestled in the Historic District of Cape Charles, and just a short stroll to the public beach, shops, and popular eateries. This 3BR/2BA home features original heart-pine flooring complemented by additional manufactured wood, Quartz countertops, stainless appliances, updated electrical, mini-splits w/ electric baseboard backup. The main level includes inviting living spaces and a convenient downstairs bath. 2nd level offers primary bd rm with its own private bath, accompanied by 2 additional bed rms. Outdoor living is just as enjoyable with a front porch for relaxing, outdoor shower, shed for storing beach toys, bikes, etc. Off-street parking. Golf-cart-friendly town. Ideal full-time home or high demand vacation rental.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 100 yrs +/-
- Year built: 1894
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Range Hood,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining Room,Bar
Features
- Window features: Double Pane Windows
- Fireplace features: Other
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Baseboard,Electric,Other
- Cooling features: Other
Interior Area
- Total structure area: 1,484
- Total interior livable area: 1,484 sqft
Property
Details
- Parcel number: 083A30100000421B
Features
- Levels: Two
- Patio & porch: Porch
- Exterior features: Other
- Waterfront features: Access To Water
- Waterbody name: Chesapeake Bay
Lot
- Lot size: 2,613 sqft
- Features: <.5 acre +/-
- Lot size dimensions: 0.06
Parking
- Parking features: No Garage,Natural Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Coastal Flooding
- Cold Wave
- Drought
- Hail
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $331 | $3,972 |
| Property Taxes | $247 | $2,964 |
| Electricity | $202 | $2,433 |
| Total | $3,788 | $45,456 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $595,000 |
| 2015-03-10 | Sold | $80,000 |
For Sale by Agent
View on Zillow