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510 Brass Ring Ave, Cape Charles, VA, 23310

4beds
4baths
2,106sqft
$925,000
$439price/sqft
$5,971/moest. monthly cost
$238,840/yrincome needed

About This Home

Welcome to effortless coastal living in the sought after Bay Creek community. Built in 2013, by the original owners, this beautifully designed four bedroom, three and a half bath home offers timeless style, quality craftsmanship, and inviting spaces made for gathering after days spent by the water. Beautifully landscaped gardens in the front create a warm welcome and add to the homes exceptional curb appeal, while the upcoming park directly behind will offer a peaceful green space for children to play. Enjoy your morning coffee on the patio, rinse off in the outdoor shower after the beach, and appreciate the scenery. This home conveys partially furnished, making it easy to start enjoying the coastal lifestyle right away. Bay Creek offers exceptional amenities, including a private beach, resort style pools, fitness center, golf course, tennis/pickleball courts, and scenic trails. Relaxation will come to a head at their upcoming life center addition with restorative treatment rooms, sauna, juice bar, and hot tubs. From your front door, its just a short golf cart ride to the heart of Cape Charles, where you'll find coastal shops, boutiques, waterfront restaurants, a public beach, and a welcoming small town atmosphere. Whether you're looking for a primary residence, relaxing retirement retreat, second home, or an investment property, this is your opportunity to embrace the charm and beauty of Virginias Eastern Shore.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
Northampton MiddleGrades 7-88.9 mi
2/10
Northampton High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: 5-15 yrs +/-
  • Year built: 2013

Materials

  • Foundation: Brick/Mortar
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Refrigerator,Range Hood,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area,Bar,Living Room Combo

Features

  • Walk-In Closet(s),1st Floor Bedroom
  • Door features: Insulated Doors
  • Window features: Window Treatments,Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 2,106 sqft

Property

Details

  • Parcel number: 0009017000000035
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Screened,Patio,Porch
  • Exterior features: Tennis Court(s)
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Sand Beach
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 0.90 Acres
  • Features: .5-.9 acre +/-
  • Lot size dimensions: .9

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car,Detached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Coastal Flooding
Cold Wave
Drought
Hail
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$515$6,180
Property Taxes $577$6,924
Electricity $202$2,434
Total$5,971$71,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,720/yr
40% on housing$179,130/yr
45% on housing$159,226/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 23310$282
Northampton County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 23310
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$885,000
2026-07-21Listed for sale$925,000

For Sale by Agent

AgentSophia Macca
BrokerageCHESAPEAKE PROPERTIES

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