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45 Custer Ln, Westcliffe, CO, 81252

--beds
1baths
636sqft
$149,000
$234price/sqft
$1,057/moest. monthly cost
$42,280/yrincome needed

About This Home

Experience the ultimate retreat at Lake DeWeese with this charming tiny home boasting breathtaking views of the Sangre de Cristo mountains. This versatile property offers the perfect blend of full-time living or a weekend escape. Enjoy the convenience of a 1500-gallon cistern and septic tank already installed, allowing you to focus on relaxation. Step out onto the deck to soak in the magnificent vistas, creating the perfect backdrop for tranquility and nature appreciation. Live your dream lifestyle in this idyllic setting at Lake DeWeese.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
4/10
Custer Middle SchoolGrades 6-84.2 mi
6/10
Custer County High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 636
  • Total interior livable area: 636 sqft

Property

Details

  • Parcel number: 0010147156

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 9,975 sqft
  • Features: Rural,See Remarks

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Wildfire
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$75$900
Property Taxes $43$516
Electricity $186$2,232
Total$1,057$12,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,240/yr
40% on housing$31,710/yr
45% on housing$28,186/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.4%
15.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 81252$226
Custer County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 81252
Custer County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$149,000
2025-11-14Listing removed$150,000
2025-05-29Price change$150,000
2025-05-16Listed for sale$169,500
2022-07-13Sold$24,000
2022-06-25Pending sale$29,000
2022-06-14Listed for sale$29,000
2022-01-18Listing removed--
2021-10-19Listed for sale$36,000

For Sale by Agent

AgentKeely Smith
BrokerageCuster County Realty, Inc.

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