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715 Heritage Dr, Sparta, KY, 41086

4beds
3baths
3,997sqft
$550,000
$138price/sqft
$3,996/moest. monthly cost
$159,840/yrincome needed

About This Home

Space, Privacy, and the Perfect Backyard Retreat! Welcome home to nearly 4,000 square feet of comfortable living, perfectly situated on 2.98 beautiful acres just minutes from the expressway--offering the ideal balance of convenience and peaceful country living. This spacious brick ranch features 4 generously sized bedrooms, 3 full bathrooms, and a full finished walkout basement--giving you room to spread out, relax, and entertain with ease. Step outside and you'll fall in love with your very own backyard oasis. An impressive 18x36 inground pool, covered deck, and expansive outdoor entertaining space make this home perfect for hosting gatherings, summer cookouts, or simply unwinding at the end of the day. Inside, you'll find even more to love with a walk-in safe that doubles as a storm shelter for added peace of mind, a large unfinished basement area offering exceptional storage, a newer roof for added value and confidence, a two-car garage plus a workshop--ideal for hobbyists or DIY enthusiasts. The fenced backyard is perfect for pets, play, or added privacy--making this property as functional as it is inviting. A rare opportunity to enjoy space, versatility, and a home designed for both everyday living and memorable moments.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2000

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Dishwasher,Refrigerator,Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Shower,Luxury Vinyl Flooring
  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Bathroom3

  • Features: Full Finished Bath,Tub With Shower,Luxury Vinyl Flooring
  • Level: Lower
  • Area: 60
  • Dimensions: 10 x 6

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s),Window Treatments
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Features: Carpet Flooring
  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Bedroom4

  • Features: Walk-Out Access,Luxury Vinyl Flooring
  • Level: Lower
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Features: See Remarks,Walk-Out Access,Hardwood Floors
  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Dining Room

  • Features: Chandelier,Hardwood Floors,Window Treatments
  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Entry

  • Features: Closet(s),Hardwood Floors,Walk-Out Access
  • Level: First
  • Area: 140
  • Dimensions: 20 x 7

Family Room

  • Features: Walk-Out Access,Luxury Vinyl Flooring
  • Level: Lower
  • Area: 714
  • Dimensions: 42 x 17

Features

  • Walk-In Closet(s),Storage,Soaking Tub,Pantry,Open Floorplan,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Built-in Features,Ceiling Fan(s),Central Vacuum,High Ceilings,Natural Woodwork
  • Door features: Multi Panel Doors

Great Room

  • Features: Ceiling Fan(s),Carpet Flooring,See Remarks
  • Level: First
  • Area: 266
  • Dimensions: 19 x 14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,997
  • Total interior livable area: 3,997 sqft

Kitchen

  • Features: Country Kitchen,Hardwood Floors,Pantry,See Remarks,Wood Cabinets,Walk-Out Access
  • Level: First
  • Area: 160
  • Dimensions: 16 x 10

Laundry

  • Features: Built-in Features
  • Level: Lower
  • Area: 323
  • Dimensions: 19 x 17

Other

  • Features: Luxury Vinyl Flooring
  • Level: Lower
  • Area: 160
  • Dimensions: 16 x 10

Other

  • Features: Storage
  • Level: Lower
  • Area: 396
  • Dimensions: 22 x 18

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Jetted Tub,See Remarks,Shower
  • Level: First
  • Area: 90
  • Dimensions: 15 x 6

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring,See Remarks,Walk-In Closet(s),Walk-Out Access
  • Level: First
  • Area: 408
  • Dimensions: 24 x 17

Property

Details

  • Parcel number: 19HH74
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Deck
  • Exterior features: Private Yard
  • Fencing: See Remarks,Metal
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods,Valley

Lot

  • Lot size: 2.98 Acres
  • Features: Cleared,Sloped
  • Lot size dimensions: 462 x 373 x 291 x 351

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$414$4,968
Property Taxes $486$5,832
Electricity $315$3,787
Total$3,996$47,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,005/yr
40% on housing$119,880/yr
45% on housing$106,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 41086$255
Gallatin County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 41086$203
Gallatin County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$575,000

For Sale by Agent

AgentMike Parker
BrokerageHuff Realty - Florence

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