840 Main St, Centertown, KY, 42328
About This Home
Check out this new construction home located on a corner lot at 840 Main St, Centertown! Construction of this new home began in 2024. The original design has an open living/kitchen concept on the 1st floor. The second floor design has two bedrooms and baths, with the master bedroom access to a large, beautiful deck overlooking the property. The staircase is designed for extra storage and pet crate storage. When finished, this home will have 1,320 square feet of living space and an upstairs deck with an additional 248 square feet. Priced at only $99,900, this house is waiting for its new owner to finish construction for an affordable home or to flip it for a profit! Set up your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
- Flooring: Other
- Fireplace features: None
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: Forced Air,Other
- Cooling features: None
Interior Area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: 121158A
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch
Lot
- Features: Corner Lot
- Lot size dimensions: less than an acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Drought
- Earthquake
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $83 | $996 |
| Electricity | $154 | $1,850 |
| Total | $814 | $9,768 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $99,900 |
View on Zillow