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614 Main St, Centertown, KY, 42328

0beds
0baths
1,046sqft
$34,900
$33price/sqft
$384/moest. monthly cost
$15,360/yrincome needed

About This Home

This one has potential for the right person looking to get into or expand their rental or fix & flip investment property portfolio. Home needs some TLC but has good bones and sits on a nice lot with detached building behind the house. Conveniently located on Main St. and appropriately priced being reduced to Only $34,900. Additional Details may be obtained by Calling or Texting Today. Property info: lot, square footage and year build is per PVA record.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 1,046

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,046
  • Total interior livable area: 1,046 sqft

Property

Details

  • Parcel number: 121177
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Drought
Earthquake
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$25$300
Property Taxes $29$348
Electricity $154$1,850
Total$384$4,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,165/yr
40% on housing$11,520/yr
45% on housing$10,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 42328$69
Ohio County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 42328—
Ohio County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$34,900
2026-05-15Listed for sale$39,900

For Sale by Agent

AgentDwight Vance
BrokerageDwight Vance Real Estate

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