428 Main St, Centertown, KY, 42328
About This Home
This 3-bedroom, 1-bath brick home features 1200 square feet on the main level. Mirrored by a fully finished basement, offering a generous space for all your needs. The home offers laminate flooring throughout the main living areas, with carpet in the bedrooms for added comfort. The property includes a detached garage and a carport, ensuring plenty of parking and storage. Outside the property is complete with a refreshing pool, perfect for summer fun and relaxation. Don't miss the opportunity to make this wonderful property your own. Give me a call to schedule a private showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Asphalt
- Construction materials: Masonry - Brick,Brick Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Water Heater
Basement
- Area: 1200
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 2,400
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 121192B
- Lease amount: 0
Features
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Patio,Open Porch,Deck
Lot
- Lot size: 0.39 Acres
- Features: Pool,Trees
Parking
- Parking features: Detached
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Drought
- Earthquake
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $58 | $696 |
| Electricity | $154 | $1,850 |
| Total | $1,222 | $14,664 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $175,000 |
| 2026-03-31 | Listing removed | $179,000 |
| 2025-10-03 | Listed for sale | $179,000 |
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