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133 W Walnut St, Hartford, KY, 42347

3beds
4baths
4,516sqft
$369,500
$82price/sqft
$2,716/moest. monthly cost
$108,640/yrincome needed

About This Home

Experience the good life! Beautifully cared-for home in the Heart of Hartford. Situated on a 1/2 acre corner lot, this property delivers both convenience and lifestyle. Step inside to discover hardwood floors, a desirable floorplan with multiple living spaces designed for both everyday living and entertaining. The inviting front living room features a cozy gas-log fireplace flanked by custom built-ins, while the formal dining room provides a spacious area for gatherings. The eat-in kitchen is a true centerpiece, complete with custom cabinets including pantry, cooktop range, and flows into the dining area. The family room features a beamed tall ceiling and stunning views of the backyard oasis. The main level offers 2-bedrooms, with a Jack-n-Jill bathroom. Upstairs, the spacious owner’s suite includes a large full bath with a walk-in shower, double vanity, generous closet space, and access to a walk-in additional closet/room. A power stairlift provides ample peace of mind for years to come. Outdoors, you’ll fall in love with the incredible in-ground saltwater pool, tiered deck and oversized patio, perfect for hosting friends and family this summer. Detached Garage wth two separate bays. Please note the property also includes a separate Guest House; built in 2008, this darling home is as well appointed and maintained as the main home. The ideal setting for multigenerational living. You'll marvel at the loving care this home has received through the years! Don’t miss this opportunity. Compellingly priced.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Range,Refrigerator,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump,Utility,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Split Bedroom,Walk-In Closet(s),Walk-in Shower,In-Law Floorplan
  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Fireplace,Family Room,Living Room
  • Fireplace: Yes
  • Attic: Partially Finished
  • Finished area below ground: 678
  • Finished area above ground: 3,838

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,194
  • Total interior livable area: 4,516 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen-Dining
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 90409

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Rear Porch,Front Porch
  • Exterior features: Sunroom

Lot

  • Lot size: 0.54 Acres
  • Features: Corner Lot,Plat,Landscaped
  • Lot size dimensions: 0.54

Parking

  • Total spaces: 1
  • Parking features: Garage,Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$273$3,276
Property Taxes $219$2,628
Electricity $356$4,279
Total$2,716$32,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,120/yr
40% on housing$81,480/yr
45% on housing$72,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 42347$133
Ohio County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 42347—
Ohio County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$389,900
2022-12-11Listing removed--
2022-07-13Price change$515,000
2022-06-14Listed for sale$525,000

For Sale by Agent

AgentAngela R Clark
BrokerageTony Clark REALTORS®

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