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774 State Route 254 W, Sacramento, KY, 42372

2beds
1baths
0sqft
$89,900
--price/sqft
$793/moest. monthly cost
$31,720/yrincome needed

About This Home

INTRODUCING 774 STATE ROUTE 254 WEST SACRAMENTO, KY 42372: You may have seen this house posted for sale by our company a few months ago, as it was being sold as a handyman's special. THINGS HAVE NOW CHANGED. Now we offer the NEWLY REMODELED VERSION. If you desire quite, rural private country living and a home that will not put you in debt for 2 whole generations, come see this home! The extensive remodel includes a new roof, partial sub-flooring replacement, remodeled kitchen with new cabinets, and new floor covering throughout. The home sets on a private large lot. There is an older barn that is not in the best of condition but should serve the purpose. We cannot stress the fact that the location of this property has to be one of the most attractive aspects of it. You are in a rural setting but you are 5-7 minutes most human necessities . Sacramento has a bank, a post office, a grocery store, a hardware/lumber store, a pharmacy and two reputable auto service centers. Sacramento is a very close knit and quite town where most everyone knows everyone else. If quite rural life is what you are looking for, you should be very happy. The commute to Madisonville, KY is around 22-minutes and the commute to Owensboro, KY is around 40-minutes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
5/10
Mclean County High SchoolGrades 9-129.0 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 865

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 865

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 3756
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Deck

Lot

  • Lot size: 0.60 Acres
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Earthquake
Hail
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$51$612
Property Taxes $134$1,608
Electricity $154$1,850
Total$793$9,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,188/yr
40% on housing$23,790/yr
45% on housing$21,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42372$75
McLean County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42372$108
McLean County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$89,900
2025-10-02Listing removed$65,000
2025-04-29Listed for sale$65,000
2013-10-15Sold$22,500
2007-07-02Sold$12,500

For Sale by Agent

AgentKevin Wright
BrokerageWright Choice of Kentucky Realty & Auction

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