315 Lower Clifton Rd, Versailles, KY, 40383
About This Home
**MOTIVATED SELLER - ALL OFFERS CONSIDERED** Riverfront Lot with Build Potential - 0.53 Acres Located along the Kentucky River, this half-acre property offers a strong opportunity for a new build or redevelopment project. The existing 2-bedroom structure is not currently livable and will require significant work. A usable 4-car garage with an oil change pit is on site, though it will need some repairs. The property also includes a 40 ft connex and a school bus, providing immediate utility for storage, workshop use, or staging during a build. The bus offers potential for conversion into a livable camper. This property is in the flood plain. The setting provides water views, privacy, and proximity to a nearby public access dock. Highlights: 0.53-acre riverfront lot Usable 4-car garage (needs repairs) 40 ft connex + school bus included Buildable area with permits Existing structure on site Potential for dock (subject to approvals) Best suited for buyers seeking land value, usable structures, and a project in a riverfront setting.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Materials
- Foundation: Block,Slab
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Other
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 812
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 812
- Total interior livable area: 812 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 03700101000
Features
- Levels: One
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Kentucky River
- Horses can be raised: Yes
Lot
- Lot size: 0.53 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $104 | $1,248 |
| Electricity | $154 | $1,850 |
| Total | $801 | $9,612 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-29 | Price change | $99,000 |
| 2026-01-21 | Price change | $120,000 |
| 2025-10-26 | Price change | $139,000 |
| 2025-08-18 | Listed for sale | $150,000 |
| 2019-07-12 | Sold | $60,000 |
| 2019-05-28 | Pending sale | $60,000 |
| 2019-05-10 | Listed for sale | $60,000 |
| 2019-04-26 | Pending sale | $60,000 |
| 2019-03-20 | Price change | $60,000 |
| 2018-06-18 | Listed for sale | $69,000 |
For Sale by Agent
View on Zillow