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352 Ridgewood Dr, Versailles, KY, 40383

3beds
1baths
1,352sqft
$265,000
$196price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

Move-in ready and full of charm, this well-maintained ranch, is located in the heart of Versailles. This home offers 3 bedrooms, plus an oversized bonus room with a closet and private exterior entrance, providing endless possibilities as a fourth bedroom, guest suite, home office, playroom, or second living area. Fresh paint throughout and beautiful hardwood floors create a bright, inviting atmosphere, while the living room flows seamlessly into the dining area overlooking the backyard from French doors. Step outside to enjoy the spacious deck and large, fully fenced backyard with plenty of room for entertaining, pets, gardening, or play. A storage shed offers additional storage, and the freshly painted front and back porches add to the home's curb appeal. Conveniently located just minutes from downtown Versailles, shopping, restaurants, schools, and an easy drive to Lexington, this home combines comfort, flexibility, and a fantastic location.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block,Slab
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Oven,Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 30600502800

Features

  • Levels: One

Lot

  • Lot size: 0.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$117$1,404
Property Taxes $241$2,892
Electricity $154$1,850
Total$1,851$22,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$252
Woodford County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$249,000
2026-08-07Price change$259,000
2026-08-02Listed for sale$265,000
2021-09-21Sold$173,000
2021-08-02Contingent$185,000
2021-07-30Listed for sale$185,000
2019-12-03Sold$125,000
2018-10-30Sold$69,000
2018-10-12Pending sale$69,900
2018-10-04Listed for sale$69,900
2018-08-24Sold$75,000

For Sale by Agent

AgentTori Clinkenbeard
BrokerageBluegrass Properties Group

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