232 Sugartree Ln, Versailles, KY, 40383
About This Home
Experience Elevated Living at The Lofts at Sugartree: theloftsatsugartree.com Discover a new level of luxury at The Lofts at Sugartree, where modern elegance meets the timeless charm of Versailles, Kentucky. Designed for those who appreciate refined living, our upscale lofts feature spacious, open-concept layouts, high-end finishes, and sophisticated design elements that create a truly exceptional home. Located just minutes from Keeneland Racecourse, residents can enjoy world-class thoroughbred racing and the beauty of Kentucky horse country. Golf enthusiasts will appreciate the proximity to premier courses, offering a perfect way to unwind on the greens. For those seeking top-tier healthcare, world-renowned medical facilities are just a short drive away, ensuring both convenience and peace of mind. With easy access to Lexington's vibrant shopping, dining, and entertainment scene, as well as the quiet charm of downtown Versailles, The Lofts at Sugartree offer the best of both worlds. Don't miss your opportunity to live in a place where luxury, lifestyle, and location meet! The 1100sqft walkout basement is 70% completed and ready for you to choose your finishing touches.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2024
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Full,Partially Finished,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Level: Second
Dining Room
- Level: First
Dining Room
- Level: First
Features
- Breakfast Bar,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Skylight(s),Blinds,Screens
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 2,300
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Kitchen
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 000.
Features
- Levels: Two
- Fencing: None
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,750 | $33,000 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $431 | $5,172 |
| Electricity | $268 | $3,222 |
| Total | $3,690 | $44,280 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-07 | Price change | $564,000 |
| 2025-02-20 | Listed for sale | $509,000 |
View on Zillow