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110 W Elm St, King City, MO, 64463

8beds
4baths
4,890sqft
$364,900
$75price/sqft
$2,819/moest. monthly cost
$112,760/yrincome needed

About This Home

Reduced! Step back in time with this charming 8-bedroom Victorian beauty on a corner lot in a peaceful rural town—just 40 minutes from St. Joe! Forget the hustle and bustle and enjoy small-town living at its finest. Sitting on nearly half an acre, the fenced yard is as cute as a button, perfect for gardening, pets, or play. The 2-car garage makes a great spot for vehicles or a workshop, plus there’s a handy shed for extra storage. Built in 1915, this home showcases timeless craftsmanship and character throughout. The main level offers a large kitchen and a formal dining room, while the lower level includes a second kitchen—ideal for hosting guests or multi-generational living. With bedrooms and bathrooms on every level, there’s plenty of space for everyone. Don’t miss your chance to own this piece of history with room to spread out—call today!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
4/10
King City High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Other

  • Builder model: 2 Story

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Basement

Bedroom1

  • Features: Wood Floor
  • Level: First

Bedroom1

  • Features: Wood Floor
  • Level: Basement

Bedroom2

  • Features: Wood Floor
  • Level: First

Bedroom2

  • Features: Wood Floor
  • Level: Basement

Bedroom3

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Features: Wood Floor
  • Level: Basement

Bedroom4

  • Features: All Carpet
  • Level: Second

Bedroom5

  • Features: All Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Finished area below ground: 1,730
  • Finished area above ground: 3,160

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Multi Units,Electric

Interior Area

  • Total structure area: 4,890
  • Total interior livable area: 4,890 sqft

Kitchen

  • Level: Main

Kitchen2Nd

  • Level: Basement

Property

Details

  • Parcel number: 140932010507

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.42 Acres
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 125 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$376$4,512
Property Taxes $225$2,700
Electricity $373$4,480
Total$2,819$33,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,651/yr
40% on housing$84,570/yr
45% on housing$75,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 64463$111
Gentry County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 64463
Gentry County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$354,900
2026-06-11Price change$364,900
2026-03-24Price change$369,900
2025-09-14Listed for sale$379,900
2025-01-20Listing removed$395,000
2024-11-27Listed for sale$395,000
2022-04-18Sold--
2022-03-11Pending sale$310,000
2022-02-19Listed for sale$310,000
2020-03-02Sold--
2019-12-26Pending sale$179,900
2019-11-11Price change$179,900
2019-07-03Listed for sale$189,900

For Sale by Agent

AgentTanya Burns
BrokerageRE/MAX Town and Country

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